Anjouan Casino Licence Payment Processing: Accepting Card Deposits on an AGB Licence

Anjouan casino licence payment processing has become a pressing question for a fast-growing group of operators. Anjouan went from a little-known option to one of the busiest gaming licence jurisdictions in the world in about three years, as operators looked for a quick and affordable alternative during the Curaçao reform. The licence is easy to obtain. A card-friendly cashier is not. This guide explains what an Anjouan licence is, what changed in 2026, why Anjouan casino licence payment processing is still declined by most mainstream providers, and how an Anjouan-licensed casino can accept card, Apple Pay and Google Pay deposits from players in more than 180 countries with no deposit limits.

What the Anjouan licence is

Anjouan is one of the three islands that make up the Union of the Comoros, off the east coast of Africa. Its online gaming framework rests on the Computer Gaming Licensing Act of 2005, with a separate money laundering prevention act setting the AML rules. Gaming oversight sits with the island's gaming regulator, often referred to as the Anjouan Gaming Board or simply Anjouan Gaming, while applications are handled through an official licensing services company.

The framework was overhauled in 2023, and growth since then has been remarkable. By mid-2026 Anjouan Gaming reported more than 1,650 licences issued, with close to 1,500 active, covering both B2C operators and B2B suppliers.

For a start-up casino or a crypto brand adding a licensed front, that combination of cost and speed is hard to beat. It is also exactly why banks and acquirers remain cautious.

What changed in 2026

Anjouan has spent 2026 trying to shake off its reputation as the easiest licence on the market.

In September 2026, following the publication of the FATF's report on the risks of gaming and gambling, Anjouan Gaming announced that it had strengthened its licence conditions and application requirements in line with international AML and counter-terrorist financing standards. Its existing checks already covered the identity of key individuals, company ownership and source of funds.

Comorian authorities have also warned operators about third parties selling gambling licences in Anjouan's name without any legal basis. Any operator holding or buying an Anjouan licence should confirm that it was issued by the genuine regulator and appears on the official register.

For payments, these changes help at the margin. A tighter licence is easier to explain to a reviewer. But the core concerns that keep acquirers away have not gone.

Why Anjouan casino licence payment processing is difficult

An acquirer reviewing an Anjouan-licensed casino sees three problems before it reaches the details.

The first is the category. Online gambling is excluded by policy at most mainstream acquirers, regardless of licence.

The second is the jurisdiction's track record. Anjouan's rapid growth came largely from operators seeking a fast, low-cost licence, and many acquirers still treat it as a light-touch regime. Industry commentary has long described it as a "new Curaçao", with long-term credibility still being established.

The third is the market profile. Anjouan licensees mostly serve international and grey markets across Latin America, Asia, Africa and parts of Europe, and many started as crypto-only casinos. That raises fraud screening costs and brand risk for an acquirer.

The outcome for many operators is a crypto-only cashier, a series of short-lived high-risk accounts, or a provider whose redirect-heavy checkout loses players at every step.

Moving beyond a crypto-only cashier

A large share of Anjouan licensees started life as crypto casinos. For those operators, the licence was often the first step towards a broader audience, and card deposits are the natural next one.

The case for adding card is simple. Crypto players are a minority of online gamblers in almost every market. Most players have never bought crypto, do not want to learn how to move it between wallets, and will leave a casino that offers no other way to pay. A crypto-only cashier caps a casino's audience at the people who already hold coins.

Adding card deposits does not have to change how the casino runs the rest of its finances. Many operators keep crypto as their treasury and payout currency while accepting fiat deposits at the front end. Settlement in crypto, where the provider offers it, means the casino's internal flow of funds stays largely as it was.

There are things to prepare. Card players expect clear deposit pages, familiar payment methods and bonus terms they can read in their own language. Responsible gaming tools, age verification and geo-blocking of restricted markets need to work as well for card players as they do for crypto users. A casino that treats its card launch as a product launch, not just a technical integration, tends to see the strongest results.

What an Anjouan casino needs from a payment provider

• A provider that works with online casinos as a deliberate category and evaluates the operator rather than the island
• A cashier where players pay by card, Apple Pay or Google Pay without being redirected to an unfamiliar third-party page
• No maximum per deposit and no daily or monthly cap, so a high-value player funds in one transaction
• A high card approval rate on international traffic
• Coverage across the markets an Anjouan licensee actually serves, with geo-blocked markets excluded by the operator
• Settlement in crypto for operators with a crypto treasury, or fiat for those without one

How Novupay handles Anjouan casino licence payment processing

Novupay provides high-risk merchant accounts and fiat card processing for online casinos, and Anjouan-licensed operators are evaluated on the business itself rather than declined on jurisdiction alone. The full overview is on the Online Casinos page.

The flow is direct fiat processing. A player chooses card, Apple Pay or Google Pay in the cashier, confirms the deposit and stays in the casino's own cashier throughout. The casino's player onboarding, responsible gaming controls and geo-blocking work exactly as before.

Novupay offers card, Apple Pay and Google Pay as standard, with local payment methods on request. There is no maximum per deposit and no daily or monthly cap. Coverage spans 180+ countries, sanctioned countries excluded. Settlement is in crypto or fiat, chosen per request.

Novupay processes deposits only. Player withdrawals stay on the casino's existing rails, which for many Anjouan brands means crypto payouts continue unchanged while card deposits open the casino to every player with a card.

The cashier numbers for an Anjouan casino

Anjouan operators tend to run lean budgets and depend heavily on affiliates and streamers. Every player who reaches the cashier has already cost money, so the share who complete a deposit decides whether that spend pays off.

Competing high-risk flows lose players at two points: the redirect to an unfamiliar third-party page and the issuer decline. Novupay removes the first and keeps the second low with a 95% card approval rate. The illustrative comparison below assumes 100 players each attempting a $200 deposit.

The competing figures are illustrative ranges rather than a single benchmark. For a casino that previously offered crypto only, the gain is larger still, because many players who never held crypto can now deposit at all.

Chargebacks and rolling reserve

Chargebacks are part of card payments and no processor can rule them out, Novupay included. In practice, disputes are rare for a legitimate business. A casino that pays winnings promptly, keeps bonus terms clear and runs a checkout without an unfamiliar third-party page removes most of the common triggers.

Rolling reserve is decided case by case for each operator rather than applied to every Anjouan licensee. Where a reserve is used, it can be set as a fixed rate once the evaluation is complete.

How to get card deposits on your Anjouan licence

1. Share your website, your incorporation and licensing jurisdiction (Anjouan) and your target markets.
2. Novupay comes back quickly on whether it can process for your casino.
3. A quick KYC and KYB check is run on you and your business. Onboarding takes under 24 hours once the required information is provided.
4. Your own team integrates the checkout into your cashier with the help of the Novupay team.
5. You go live and start accepting card, Apple Pay and Google Pay deposits.

Further reading on the Anjouan gaming licence and offshore casino payments

The links below cover how the Anjouan licence works, how it compares with other grey-market jurisdictions and how the regulator tightened its rules in 2026. They are useful background for any operator working through Anjouan casino licence payment processing or deciding whether Anjouan is the right base for a new brand.

• Anjouan adds strict gambling licence rules after FATF report – how Anjouan Gaming responded to the 2026 FATF report and how many licences it has issued.
• The pre-regulated playing field: Anjouan – an overview of the licence scope, cost, process, restricted markets and banking considerations.
• Anjouan online gambling licence: who, what, where, why and how – why operators began choosing Anjouan as an alternative to Curaçao and what that means for recognition by banks.

If your casino holds an Anjouan licence and you want card deposits that convert, tell us about your business on the Online Casinos page and we will confirm what we can do for you.