Industries
Tobacco & Cigars

Payment Processing & Merchant Accounts for Tobacco & Cigars

Novupay provides high-risk merchant accounts and fiat payment processing solutions for online cigar and tobacco retailers. Let your customers pay with card, Apple Pay and Google Pay.

  • Onboarding in under 24 hours
  • 180+ countries covered
9:41●●●
DepositSecure checkout
Account balance$12,480.00▲ +$326.40 today
Deposit amount
$250$500$1,000$5k
Pay with
CardApple PayGoogle Pay
Deposit $1,000
Recent
Card •••• 4242Today, 09:12$1,000Approved
Apple PayYesterday, 16:40$500Approved
✓Deposit approved$1,000.00 · Card
Tobacco and cigars accepted
95% card approval rate
Onboarding in under 24h
Card · Apple Pay · Google Pay
bars | Orders · 24h | Store balance | Pay | Order #5508 ▲ paid | Age verified 21+ ✓ | Cigar box · $140 | Ships in 48h ▲ | Orders 640 ▲ +6%
EUR/USD · 1H▲ 0.42%
XAU/USD 2,412 ▲ 0.80%

Why tobacco retailers struggle to get fiat processing

A cigar retailer selling premium inventory to established customers is about as ordinary as retail gets, and is still classified alongside every other high-brand-risk tobacco merchant. Remote sale of tobacco carries age verification and shipping rules that most traditional payment processors decline to take on.

Tobacco retailers need a payment processor set up for age-restricted goods. Novupay works with online cigar and tobacco retailers deliberately and provides seamless card payment processing for their customers.

How Novupay works for tobacco retailers

Tobacco and cigars accepted

Online cigar and tobacco retail is a category we work with.

No transaction limits

No maximum per order and no daily or monthly cap, so premium inventory purchases go through in one payment.

Card, Apple Pay and Google Pay

A checkout that behaves like any other online store.

95% card approval rate

More of the customers who start a checkout actually complete it.

How to get card payments for your tobacco store

Step 1: get in touch with Novupay and share your website, jurisdiction and target market

Get in touch

Share your website, jurisdiction and target market, and we'll quickly confirm we're a fit.

Step 1
Step 2: quick KYC and KYB onboarding with Novupay

Onboarding

We run a quick KYC and KYB check on you and your business.

Step 2
Step 3: integrate the Novupay checkout into your website or app

Integration

Integrate the checkout into your site or app with the help of our team.

Step 3
Step 4: go live and start accepting card, Apple Pay and Google Pay payments

Start processing

Go live and start accepting card, Apple Pay and Google Pay payments from your customers.

Step 4

Ready to Start Processing?

Tell us what your business is and where your customers are. We reply within 12 hours.

  • Card, Apple Pay and Google Pay
  • 95% card approval rate
  • Settle in crypto or fiat — your choice
  • Worldwide coverage
Thanks, we've got it

Our team is reviewing your business now. You'll hear from us within 12 hours.

1We review your website and target market
2We reply within 12 hours
3If it's a fit, onboarding starts right away

Questions in the meantime? business@novupay.com

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FAQ

Why are tobacco retailers considered high-risk merchants?

Can Novupay process card payments for online cigar retailers?

Yes, alongside other tobacco retail. Get in touch and provide your business information — website, incorporation jurisdiction and target market — and we will give you a fast answer.

How long does it take to get my merchant account?

Once you get in touch and provide the required information, it takes under 24 hours for us to onboard you as a new merchant.

Is there a cap on high-value orders?

No. There is no maximum per transaction and no daily or monthly cap.

Which markets can we sell to?

Coverage spans 180+ countries, with sanctioned markets excluded. Your own shipping and age-verification compliance in each market is unchanged.

How do I receive my money?

You can settle in crypto or in fiat, chosen per request.