Industries
Adult Retail

Payment Processing & Merchant Accounts for Adult Retail

Novupay provides high-risk merchant accounts and fiat payment processing solutions for adult retailers. Let your customers pay with card, Apple Pay and Google Pay.

  • Onboarding in under 24 hours
  • 180+ countries covered
9:41●●●
DepositSecure checkout
Account balance$12,480.00▲ +$326.40 today
Deposit amount
$250$500$1,000$5k
Pay with
CardApple PayGoogle Pay
Deposit $1,000
Recent
Card •••• 4242Today, 09:12$1,000Approved
Apple PayYesterday, 16:40$500Approved
✓Deposit approved$1,000.00 · Card
Adult retail accepted
95% card approval rate
Onboarding in under 24h
Card · Apple Pay · Google Pay
bars | Orders · 24h | Store balance | Pay | Order #4821 ▲ shipped | Discreet packaging ✓ | Cart $86.40 ▲ paid | Age verified 18+ ✓ | Orders 1,204 ▲ +9%
EUR/USD · 1H▲ 0.42%
XAU/USD 2,412 ▲ 0.80%

Why adult retailers struggle to get fiat processing

Adult retail is ordinary e-commerce, and the products are legal almost everywhere they sell. It is still declined by mainstream gateways on brand risk alone, and prohibited outright in the terms of most platform payment providers.

Retailers in this position need a payment processor that accepts the category. Novupay works with adult retailers deliberately and provides seamless card payment processing for their customers.

How Novupay works for adult retail

Adult retail accepted

A category we work with, not accepted by exception and reversed later.

Card, Apple Pay and Google Pay

A checkout that behaves like any other online store.

No transaction limits

No maximum per order and no daily or monthly cap.

95% card approval rate

More of the customers who start a checkout actually complete it.

How to get card payments for your adult store

Step 1: get in touch with Novupay and share your website, jurisdiction and target market

Get in touch

Share your website, jurisdiction and target market, and we'll quickly confirm we're a fit.

Step 1
Step 2: quick KYC and KYB onboarding with Novupay

Onboarding

We run a quick KYC and KYB check on you and your business.

Step 2
Step 3: integrate the Novupay checkout into your website or app

Integration

Integrate the checkout into your site or app with the help of our team.

Step 3
Step 4: go live and start accepting card, Apple Pay and Google Pay payments

Start processing

Go live and start accepting card, Apple Pay and Google Pay payments from your customers.

Step 4

Ready to Start Processing?

Tell us what your business is and where your customers are. We reply within 12 hours.

  • Card, Apple Pay and Google Pay
  • 95% card approval rate
  • Settle in crypto or fiat — your choice
  • Worldwide coverage
Thanks, we've got it

Our team is reviewing your business now. You'll hear from us within 12 hours.

1We review your website and target market
2We reply within 12 hours
3If it's a fit, onboarding starts right away

Questions in the meantime? business@novupay.com

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FAQ

Why are adult retailers considered high-risk merchants?

Can Novupay process card payments for adult retailers?

Yes. Get in touch and provide your business information — website, incorporation jurisdiction and target market — and we will give you a fast answer on whether we can process for you.

How long does it take to get my merchant account?

Once you get in touch and provide the required information, it takes under 24 hours for us to onboard you as a new merchant.

What payment methods can my customers use?

Card, Apple Pay and Google Pay as standard. Local payment methods are available on request.

Are there transaction limits?

No. There is no maximum per transaction and no daily or monthly cap.

How do I receive my money?

You can settle in crypto or in fiat, chosen per request.