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Step 1
Industries
MLM & Direct Selling
Payment Processing & Merchant Accounts for MLM & Direct Selling
Novupay provides high-risk merchant accounts and fiat payment processing solutions for MLM and direct selling businesses. Let your distributors and customers pay with card, Apple Pay and Google Pay.
- Onboarding in under 24 hours
- 180+ countries covered
9:41●●●
DepositSecure checkout
Account balance$12,480.00▲ +$326.40 today
Deposit amount
$250$500$1,000$5k
Pay with
CardApple PayGoogle Pay
Deposit $1,000
Recent
Card •••• 4242Today, 09:12$1,000Approved
Apple PayYesterday, 16:40$500Approved
✓Deposit approved$1,000.00 · Card
MLM and direct selling accepted
No transaction limits
Onboarding in under 24h
Card · Apple Pay · Google Pay
bars | Commissions · weekly | Account balance | Pay | Commission $1,240 ▲ paid | Starter kit $199 ✓ | Team volume ▲ +18% | Autoship ▲ renewed | Rank ▲ Gold achieved
EUR/USD · 1H▲ 0.42%
XAU/USD 2,412 ▲ 0.80%
Why MLM businesses struggle to get fiat processing
MLM and direct selling businesses are declined on structure. Enrolment fees, starter kits and distributor-driven sales produce the pattern traditional payment processors associate with the worst operators in the sector, and regulatory attention on income claims makes them cautious about the model itself.
These businesses need a payment processor that will look at how the program actually works. Novupay works with network marketing and direct selling programs deliberately and provides seamless card payment processing for their distributors and customers.
How Novupay works for MLM programs
MLM and direct selling accepted
Network marketing and business-opportunity programs are a category we work with.
Enrolments, kits and products
Enrolment fees, starter kits and product purchases all processed as card payments.
Card, Apple Pay and Google Pay
Wallet payments for distributors enrolling from a phone.
No transaction limits
No maximum per payment and no daily or monthly cap.
How to get card payments for your MLM program
Onboarding
We run a quick KYC and KYB check on you and your business.
Step 2
Integration
Integrate the checkout into your site or app with the help of our team.
Step 3
Start processing
Go live and start accepting card, Apple Pay and Google Pay payments from your distributors and customers.
Step 4
Ready to Start Processing?
Tell us what your business is and where your customers are. We reply within 12 hours.
- Card, Apple Pay and Google Pay
- 95% card approval rate
- Settle in crypto or fiat — your choice
- Worldwide coverage
FAQ
Why are MLM businesses considered high-risk merchants?
Can Novupay process card payments for network marketing programs?
Yes. Get in touch and provide your business information — website, incorporation jurisdiction and target market — and we will give you a fast answer on whether we can process for you.
How long does it take to get my merchant account?
Once you get in touch and provide the required information, it takes under 24 hours for us to onboard you as a new merchant.
What payment methods can my distributors use?
Card, Apple Pay and Google Pay as standard. Local payment methods are available on request.
Are there transaction limits?
No. There is no maximum per transaction and no daily or monthly cap.
Can you pay distributor commissions?
No. Novupay processes pay-ins only.